MIKUTOWSKI, Mateusz. Are debt collection agencies truly acyclical and crisis-proof?. Research Papers in Economics and Finance, [S. l.], v. 9, n. 2, 2025. DOI: 10.18559/ref.2025.2.1952. Disponível em: https://journals.ue.poznan.pl/REF/article/view/1952. Acesso em: 6 dec. 2025.