JAISWAL-DALE, Ameeta; LORENTZ, Romain M.; OWENS, Ernest L.; SINGH, Bhuvanesh. Blockchain technology and smart contracts: A potential tool for improving operational profit margin. Research Papers in Economics and Finance, [S. l.], v. 9, n. 2, 2025. DOI: 10.18559/ref.2025.2.2022. Disponível em: https://journals.ue.poznan.pl/REF/article/view/2022. Acesso em: 2 jan. 2026.