KRÓL, Patryk Janusz; KACZMAREK, Krzysztof. CBDC as an element of the fight against financial exclusion on the example of Nigeria. Research Papers in Economics and Finance, [S. l.], v. 9, n. 2, 2025. DOI: 10.18559/ref.2025.2.2486. Disponível em: https://journals.ue.poznan.pl/REF/article/view/2486. Acesso em: 2 jan. 2026.