Waliszewski, Krzysztof, Ewa Cichowicz, Mateusz Folwarski, Łukasz Gębski, Jakub Kubiczek, Paweł Niedziółka, and Małgorzata Solarz. 2025. “Perceived Usefulness, Ease of Use, Risk, and Trust: Explaining BNPL User Recommendation Intention through Behavioural Models”. Economics and Business Review 11 (4): 87-112. https://doi.org/10.18559/ebr.2025.4.2600.