Poposki, Klime, Jordan Kjosevski, and Zoran Stojanovsk. “The Determinants of Non-Life Insurance Penetration in Selected Countries from South Eastern Europe”. Economics and Business Review 1, no. 3 (September 30, 2015): 20–37. Accessed July 3, 2024. https://journals.ue.poznan.pl/ebr/article/view/217.