Effets de la corruption sur l'activité bancaire en Afrique subsaharienne (AfSS)

Hamidou Sawadogo

Authors

Hamidou Sawadogo Université Joseph KI-ZERBO, Institut Burkinabé des Arts et Métiers, Burkina Faso https://orcid.org/0000-0002-1292-6834

Keywords:

corruption, bank credit, bad loans, sub-Saharan Africa

Abstract

This paper analyses the effect of corruption on bank lending activity on a sample of 302 private banks from 25 countries in sub-Saharan Africa over the period 1995 to 2018. Using the generalized moments method, we find a negative effect of corruption on bank credit on the one hand, and a positive effect of corruption on non-performing loans on the other hand. This negative effect is empirically verified even if the heterogeneity linked to membership of a regional economic community in which integration is deep (ECOWAS) and membership of the CFA Franc zone is taken into account. These results suggest that anti-corruption policies are crucial in reducing the negative spillover effects generated by a poor institutional environment on access to bank lending and the quality of bank credit.

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Effects of corruption on banking in sub-Saharan Africa (SSA)

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